Use the PhoneMe.Money mobile app to register and confirm your mobile number. Topup money into your digital wallet giving you a balance. Pay merchants, groups, or charities by scanning their QR code, using their mobile number
or selecting them from a list. Payments are instant - your balance reduces and theirs increases.
Keep track of expenses with your friends using IOU's and UOMe's - a social way of keeping score that is completely free. Use their mobile number (which you already know if they are a contact of yours), and they use your mobile number (which they already
know if they are a contact of yours).
Pay other users (that have registered a bank account) with actual funds, by paying their mobile number which we direct to their bank account. Other users can pay you (if you have registered a bank account) by paying your mobile number which we direct
to your bank account. There is a fee of 1% for these type of payments
We do not currently allow person to person wallet payments, but are looking to provide this in the future.